From poor balance to mismatching signatures, here’s what you need to look out for in dishonoured cheques.

1) Insufficient funds: The cheque amount is more than the free balance available in the drawer’s bank account.

2) Irregular signature: The signature of the drawer on the cheque does not match the specimen signature available with the bank.

3) Stale and post-dated cheques: A cheque presented 3 months from the date written on it or presented before the date written.

4) Alterations: No alternation is permitted in the payee name, amount in words or in figures. The drawer signs near it to verify any other alteration.

5) Frozen account: If a court or government orders that a customer’s account has to be frozen, the bank will dishonor any cheque presented on behalf of that customer.

Source: The Economic Times